Banking Awareness Quiz

1. Which of the following is a nancial ratio which gives an idea or a measure of a company’s ability to meet its nancial l osses.
A. Credit Ratio
B. Interest Ratio
C. Leverage Ratio
D. None of these

2. Security which one oers for taking an advance or loan from someone is known as _______.
A. Collateral
B. Mortgage
C. Pledge
D. None of these

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3. When nancial institutions and banks undertake activities related to banking like
investment, issue of debit and credit card etc. it is called as _________
A. Retail Banking
B. Oshore
Banking
C. Virtual Banking
D. Universal Banking

4. A bond that is sold at good discount as it has no coupon is
A. Premium Bond
B. One-coupon Bond
C. Zero coupon Bond
D. None of these

5. A right of the creditors to retain possession of all goods given in security to him by the debtor for any outstanding debt is ________.
A. General Lien
B. Particular Lien
C. Specic Lien
D. None of these

6. Where the name of the endorsee or transferee appears on the instrument while making endorsement.
A. Endorsement in Full
B. Blank Endorsement
C. Conditional Endorsement
D. Partial Endorsement

7. A type of banking in which various types of nancial services like accepting bills arising out of trade, arranging and providing underwriting, providing advice, information or assistance on starting new business, acquisitions, mergers etc. are provided is called as
A. Oshore Banking
B. Investment Banking
C. Merchant Banking
D. Commercial Banking

8. Who imposes moratorium on operations of a bank if the aairs of the bank are not conducted as per banking norms.
A. SEBI
B. RBI
C. IRDA
D. NABARD

9. It focuses on providing for nancial needs of industry and institutional clients.
A. Retail Banking
B. Narrow Banking
C. Oshore Banking
D. Wholesale Banking

10. The dilution or selling of the government stake in public sector undertakings is known as
A. Privatization
B. Investment
C. Disinvestment
D. None of these

 

ANSWER:-
1)C. Leverage Ratio
2)B. Mortgage
3)D. Universal Banking
4)C. Zero coupon Bond
5)A. General Lien
6)A. Endorsement in Full
7)C. Merchant Banking
8)B. RBI
9)D. Wholesale Banking
10)C. Disinvestment

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