Banking Awareness : Loans and advances
Loans and advances
Loan is the amount borrowed from bank. The nature of borrowing is that the money is disbursed and recovery is made in...
Banking Awareness : Deposit insurance and credit guarantee corporation (DICGC)
Deposit Insurance and Credit Guarantee Corporation (DICGC)
Deposit Insurance and Credit Guarantee Corporation (DICGC) was launched on 15th July 1978. DICGC is one of the subsidiaries...
Banking Awareness : Non Performing Assets (NPA)
Non Performing Assets (NPA)
NPAs refer to loans which are in risk of default. Reserve Bank of India (RBI) defines NPAs as below:
An asset, including...
List Of Important Appointments Free PDF : List Of New Appointments PDF Download
List Of New Appointments PDF Download
Hello Aspirants,
Below We Are Providing the list of all important Appointments in India & World Free Pdf. The Pdf...
Banking Awareness : MCLR (Marginal Cost of Funds based Lending Rate)
MCLR (Marginal Cost of Funds based Lending Rate)
MCLR (marginal cost of funds based lending rate) is the lowest interest rate that a bank or...
Banking Awareness : Credit Creation by Commercial Banks
Credit Creation by Commercial Banks
Creation of credit is an important function of a commercial bank. Prof. Sayers said “Banks are not merely purveyors of...
Banking Awareness : NRE and NRO Accounts
Non-Resident External (NRE) Account
An NRE account is a savings account opened by an NRI to park his/her income earned outside India. The principle and...
Banking Awareness : Bancassurance
Bancassurance – The Concept
In India banking and insurance sectors are regulated by two different entities. The banking sector is governed by Reserve Bank of...
Banking Awareness : Types of deposit accounts
Types of deposit accounts
Different types of bank accounts serve different needs. Depending on your goals, it’s wise to put money into the best account...
Banking Awareness : Reserve Bank of India – Monetary Policy
Reserve Bank of India - Monetary Policy
Monetary policy refers to the policy of the central bank with regard to the use of monetary instruments...
