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1. Poverty line is expressed in terms of an overall _______
A. Per capita Income
B. Per Capita consumption expenditure
C. Per Capita entertainment expenditure
D. Per Capita development expenditure
E. Per Capita GDP
2. The process by which the central bank of a country controls the supply of money in the economy by exercising its control over interest rates in order to maintain price stability and achieve high economic growth is known as:
A. Economic Policy
B. Monetary Policy
C. Fiscal Policy
D. Credit Policy
E. Budgetary Policy
3. Loans granted by a bank to an exporter popularly known as ‘Export credit’ is guaranteed, in case of default,by which of the following
A. EXIM Bank
B. Ministry of International Trade, GOA
C. ECGC
D. DICGC
E. Other than those given as options
4. The ratio of deposits to loans of a bank is known as _______
A. NPA coverage Ratio
B. Return on asset ratio
C. Asset Coverage ratio
D. CD Ratio
E. Other than those given as options
5. In Bank’s balance sheet, which of the following is an asset?
A. Its paid up capital
B. Its saved deposits
C. Its instrument in government securities
D. Its accumulated Reserve Funds
E. Its Current Deposits
6. Who amongst the following is the regulator in the nancial system of the country?
A. Other than those given as options
B. SEBI
C. CRISIL
D. TRAN
E. CERC
7. Which of the following is the negotiable instrument?
A. Fixed Deposit of a Bank
B. Share certicate issued by a PSU
C. Demand Draft issued by a bank
D. Debenture of a company
E. Airway Receipt
8. In International Banking terms,”Appreciation” of Rupee means ________
A. Excess of exports over imports
B. Purchasing power of rupee has come down
C. Availability of less foreign currency vis-a-vis rupee
D. Excess of imports over exports
E. Availability of more foreign currency vis-a-vis rupee
9. Bank Holidays are covered by which of the following?
A. As per the order of the GOI
B. As per the order of the IBA
C. Negotiable Instruments Act
D. RBI Act
E. Other than those given as options
10. A non performing Asset in Banking Business means ________
A. A xed asset of Bank is not been utilized
B. A portion of deposits not been utilized
C. A loan asset on which interest and/or instalments remain unchanged.
D. All of the Above
E. None of the Above
ANSWER:-
1)B. Per Capita consumption expenditure
2)B. Monetary Policy
3)C. ECGC
4)E. Other than those given as options
5)C. Its instrument in government securities
6)B. SEBI
7)C. Demand Draft issued by a bank
8)C. Availability of less foreign currency vis-a-vis rupee
9)C. Negotiable Instruments Act
10)C. A loan asset on which interest and/or instalments remain unchanged.
