Unit Banking: Introduction, Merits and Demerits

Unit banking refers to a bank that is a single, usually small bank that provides financial services to its local community. A unit bank...

Banking Quiz Set- 53

1. RBI Provides ____ for meeting day - to - day receipt and expenditure mismatch to both Central and State Governments. a) Treasury bills b) Ways...

Banking Quiz Set- 52

1. The regulator of Micro Finance in India is: (1) Finance Ministry (2) Reserve Bank of India (3) State Bank of India (4) SEBI (5) None of the above 2....

Islamic Banking: Meaning, Characteristics, Types of Modaraba, Musharika, Kinds of Musharika and Qarz-e-Hasana

Islam, being a complete religion, has prohibited “riba” or “interest”, in all forms and manifestations in the absence of any blueprint or a workable...

Banking Quiz Set- 51

1. The Basic Committee has defined capital in two Tiers (Tier-I and Tier-II). Tier-I capital is known as (a) Net capital (b) Gross capital (c) Working capital (d)...

Liquidity of Banks – Meaning, Significance, Principles and Factors Determine The Liquidity of Bank

Liquidity: The term liquidity means the capacity of the bank to give cash on demand. In other words, it is the ability of the banker...

Banking Quiz Set- 50

1. A draft issued by the bank has been lost by the payee. He sends a letter to the issuing bank to stop payment....

Statutory Liquidity Ratio, its Objectives and its Calculation

Statutory liquidity ratio refers to the amount that the commercial banks require to maintain in the form of gold or government approved securities before...

Retail Banking – Meaning, Advantages and Disadvantages

Retail banking is a major form of commercial banking but mainly targeted to consumers rather than corporate clients. It is the method of banks'...

Net Stable Funding Ratio (NSFR)

Net stable funding (NSF) ratio measures the amount of longer-term, stable sources of funding employed by an institution relative to the liquidity profiles of...

Government Scheme

Government Organization of the day

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Raja Ramanna Centre for Advanced Technology =============== ▪The Raja Ramanna Centre for Advanced Technology is a unit of Department of Atomic Energy, Government of India, engaged...

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