Banking Term of the day

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Amortisation Amortisation is the process of spreading the repayment of a loan, or the cost of an intangible asset, over a specific timeframe. This is usually a set number of months or...

Common mistake in English

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Indefinite Articles – A or An The words a and an are called indefinite articles. We can use them with singular nouns to talk about any single person or thing. Deciding which indefinite article to place in...

Banking Term of the day

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Off-balance sheet exposures Off-balance sheet exposures refer to activities that are effectively assets or liabilities of a company but do not appear on the company’s balance sheet. The off-balance sheet exposures in...

Common mistake in English

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WHO vs WHOM WHO is a pronoun that refers to the subject of the sentence. WHOM is a pronoun that refers to the object of the sentence. Examples: Who locked the door? She’s the woman whom I met in Paris. Here are...

Banking Term of the day

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‘On tap' authorisation of payment systems RBI has issued guidelines on ‘on tap' authorisation of payment systems on 15th October 2019. The aim is to encourage innovation and competition. Accordingly, it has been...

Common mistake in English

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Then vs Than THEN is an adverb that is used to situate events in time, and an adjective that means, “being so at the time”. THAN is a conjunction that is used when we want to compare...

Banking Term of the day

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Asset/Liability Committee (ALCO) A risk management committee in a bank that evaluates the risk associated with the bank's assets and liabilities. It manages interest rate risk while ensuring adequate returns and liquidity. Functions...

Common mistake in English

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AFFECT vs EFFECT Affect Definition and Examples Primarily, “affect” is used as a verb. That means that it is performing an action on something or someone. The actions that have been taken by one...

Government scheme : POSHAN Abhiyaan

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The Prime Minister’s Overarching Scheme for Holistic Nutrition or POSHAN Abhiyaan or National Nutrition Mission, is Government of India’s flagship programme to improve nutritional outcomes for children, pregnant women and lactating...

Government scheme : Pradhan Mantri Bhartiya JanAushadhi Pariyojana (PMBJP)

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With a view to achieve the objective of making available quality generic medicines at affordable prices to all, ‘Jan Aushadhi Scheme’ was launched by the Department of Pharmaceuticals, Ministry of Chemicals...
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Government Scheme

All About – Rythu Bandhu scheme

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Rythu Bandhu scheme also Farmers’ Investment Support Scheme (FISS) is a welfare program to support farmers investment for two crop a year by the...

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